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Djanggi: A Cameroonian Approach to Collective Finance


Kansas City, MO – With the financial system still in turmoil, there's a very traditional alternative to loans that some Kansas Citians are using. Djanggi has its roots in the African country of Cameroon. There's similar practices in other parts of Africa and the Caribbean.

A djanggi group consists of people usually of the same sex, age and income level, who pool money together. Say there's a group of 10 people, and each member gives $100 to the pool every month. Then each month, one person takes home the $1000 pot.

Cameroonian immigrants have brought the practice to Kansas City. They use it as a way to pay for things like downpayments on cars and houses, or tuition and travel.

KCUR's Susan B. Wilson spoke to Emmanuel Ngomsi about the practice. He explained that djanggi can be a alternative to banking, and strengthen community bonds.

Emmanuel Ngomsi runs Universal Highways, Inc., a company that provides training in cross-cultural awareness.

This story was produced for KC Currents. To listen on your own schedule, subscribe to the KC Currents Podcast.

A native of Pittsburgh, Pennsylvania, Susan admits that her “first love” was radio, being an avid listener since childhood. However, she spent much of her career in mental health, healthcare administration, and sports psychology (Susan holds a PhD in clinical psychology from the University of Pittsburgh in Pittsburgh Pennsylvania and an MBA from the Bloch School of Business at UMKC.) In the meantime, Wilson satisfied her journalistic cravings by doing public speaking, providing “expert” interviews for local television, and being a guest commentator/contributor to KPRS’s morning drive time show and the teen talk show “Generation Rap.”
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